Guarantees… so few in life, but fixed rate mortgages still deliver!

Fixed rate home loans, our most popular mortgage option, lock in an interest rate and payment for the entire 10 year, 15 year or 30 year term. Your rate and payment never increase, even if market conditions change – guaranteed - giving you peace-of-mind. Make future plans with confidence that your mortgage cannot rise beyond your budget.

Shelter Mortgage fixed rate loans make good “cents”

Affordable, competitive interest rates keep borrowing costs low
Locked interest rate for the entire mortgage term – predictable and budget friendly
Great for first time buyers – straightforward loan terms and paperwork
Experienced loan officers who walk through mortgage process with you

Getting a mortgage can be nerve-wracking, whether a first time homebuyer, refinancing, or buying a second home. Our loan officers have years of lending experience, with all types of home loans and will the make the process go smoothly.

Loan officers keep you informed of every detail and answer all of your questions.
We promise exceptional, prompt and personalized service from every mortgage employee every step of the way.
Over 85 years of strength and stability in lending.

For more information, please click here to find a loan officer near you.

You can even Apply Online today!